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Buying a home is an exciting time in one's life. Making the smart move of choosing a REALTOR® is your first step to ensuring that your new home and community meets your needs. Using a buyer's agent means having a trained profesional seek and obtain information for you as well as negotiate the best terms and price possible for you. The best part is these services are FREE to you because the sellers pay the commision. My services and experience range from financial aid to helping you find the home that best suits you and your family and get you the best deal possible. For your convenience, I also provide listings by email. After taking advantage of my services I am confident you will choose me for all of your real estate transactions and recommend your family and friends do the same. Click here to talk to me about representing you as buyers agent FREE of charge to you.
As Your Agent, I Will:
* Assure that you see all the properties in the area that meet your criteria. * Guide you through the entire home buying process, from finding homes to look at, to getting the best financing. I will also manage the entire process for you to make sure time lines flow smoothly and your expectations are being met. This will include helping you with the home inspection, the lender, home insurance and much more! * Make sure you don't pay too much for your new home and help you avoid costly mistakes. * Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.
Before You Start Looking For Your New Home:
* Check your credit rating. Straighten out any errors before its too late. * Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment. * Find a loan program that meets your needs and get pre-qualified (preferably pre-approved). Click here to pre-qualify for a home loan. * Choose a REALTOR® that you trust and who understands your needs. * Determine what neighborhood best matches your needs. * Identify important features you need your new home to have.
Closing Costs to Expect:
* Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account. * Third-party fees include charges for insurance, title search, and other inspections such as termites. * Government fees include deed recording and state & local mortgage taxes. * Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.
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